Notepad Corner

Although multimedia smartphones can make life far more convenient, they can come with a hefty price tag. Many major service providers sweeten the pot of signing up for an expensive contract by offering a free or reduced-price smartphone. You may benefit from receiving this gift up front, but then you are locked into a phone contract for two years. These contracts often offer an overabundance of minutes and texts, but then charge premium rates for services like international phone calls. One way around this is to consider purchasing a prepaid phone, or signing up for a pay as you go contract. This allows you to customize your phone usage and can save you a surprising amount of money. Doaway with Excess Minutes One of the supposed benefits of a monthly phone contract is that you receive a high number of mobile minutes to use, all included in your fee. The truth of the matter is, most of us don't even use all of our airtime each month. Many people now choose to communic...

Managing the daily household activities is exhausting but rewarding when everything is spic and span.   What is much difficult for a homemaker like me is how to keep up with the family budget and save something for the rainy days. Through the years I have learned money saving techniques for the budget conscious like yours truly. Each of these techniques that I will share can save significant money over the long time.   Though not all of these tips can apply to everyone, you may choose whatever is applicable to help you save some of your hard earned money.