Notepad Corner

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A growing number of urban professionals and young families are foregoing the expense and drama of buying residential family homes in the suburbs in favor of condominium properties in Manila and other cities in the metro for convenience. This trend has greatly accelerated urbanization; thereby, shooting real estate prices upwards. What can you afford? Securing your finances to acquire a new condo unit is just the beginning. The terms of sale might place unexpected demands on your buying decision . Each developer will implement varied payment conditions that need to be negotiated; from the popular zero-down-payment-with-higher-interest methods, to the full-payment-before-settlement process. There are also rent-to-own schemes with large payment balloons at term. The availability of different payment options is intended to make it easy to sell condos, but have the effect of confusing the genuine buyer willing to close a deal. Giving careful consideration to the lifetime p...

Of all the holidays in the year, Father’s Day is my favorite. I love being able to show my dad just how much he means to me, as well as to my children. They might have their own wonderful father - my husband, but my kids also have a close bond with their grandfather. I am thankful for many things in my life - my husband and children, our good health, and our happy home. But one thing that I am thankful for above all else is my dad. Ever since I was a child, I have been extremely close to him; no matter what ups and downs I have faced, he has always been there for me. From the moment his first child was born, my dad has always been an incredible hands-on father. From playing with us as children to being there to support us as we grew, there is nothing he hasn’t helped us through. me and my Dad For everything my father has done for me, Father’s Day gives me a chance to say a little thank you by showing him how much I care. Don’t make the mistake of thinking that the ...

As exciting as moving to a new place can be, the process of getting there is typically a drag. From packing to organizing and transporting everything, the whole process is tiring and gets a bit stressful. However, there are a few things you can do to make the process a little more enjoyable, or at least a lot less daunting. Check out these tips and make your next move a breeze. 1. Start Early One of the biggest stresses associated with moving is the seemingly unavoidable “time crunch.” Do yourself a favor and start planning, preparing, and packing for your move as soon as you can. Ideally, your process will begin 1 to 2 months ahead of time. As you start packing, designate a room or corner in your house for filled boxes and get packing. Start with things that you won’t need until after the move first. Packing your out-of-season clothes and shoes, unnecessary kitchen items, and even toys first. Be sure to label each box, so you know where to find things as you unpack. It’...