Dealing with workplace injuries
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| photo credits: caronchiro.com |
When a member of my family got injured from a
workplace accident there were many factors I had to consider. In my case these
were health risks, high cost of medications and otherfinancial burdens such as
household bills.
Accidents are never planned and can occur at the
most unexpected times. Such mishaps may occur and vary depending on the nature
of your job. For corporate offices it may be caused by trips or slips, while
industrial misfortunes can be caused by falls or lifting accidents. In my case
it was a slip in an industrial warehouse that saw my better injure himself.
Workplace injuries may or may not be severe but
still can have distressing effect on the worker and their family especially
when the injury is serious. The injured worker may need
time off which disrupts the earning capacity. In most cases an injured employee
is only entitled to statutory sick pay.
The long days of not working will surely cripple
the family income. In most circumstances before you can pursue to claim a
compensation you need to establish a proof that the accident was not your
fault, so it is important to get a legal advice with a specialist on a
conditional fee arrangement or the so called no win no fee wherein
you will only have to pay your solicitor’s fee only if you win your case.
Every worker has the right to find justice for an
accident that was not his fault especially if it happened during his working
hours and inside the workplace. An injured employee is entitled to claim
compensation for any harm or damage received, the employer is responsible and
has the legal duty to take care and ensure the safety of his staff members.
Workplace injuries are no doubt something a company strives to avoid. If you've suffered injuries at the workplace, the first thing to do (apart from getting yourself treatment) is to bring it to the attention of the health and safety department of the organization. And followed by a legal process. Thanks for coming up with this post.
ReplyDeleteJuanderfulpinoy
Prevention is better than cure, so they say. Ask about these benefits during the interview phase itself. Also, check that you read, understood, and agreed on the benefits that the company is providing you and their terms and conditions. This will save you from a lot of heartcache and frustrations brought about by false hopes.
ReplyDeletei feel sad about it.. these workers do their best to work, and do what their employer pleases.. but when accident came, they are not well compensated. Government should strengthen our law about this.
ReplyDeleteAccidents do happen on working place. Salamat at na remind ako sa mga ganito.. ingat po lagi. :)
ReplyDeleteThe importance of life insurance comes in when it comes to incidences like this. I mean, one should be very keen on having one because this is about life care and you don;t want to just leave your family with another burden to bear.
ReplyDeletethis is where our insurances play its part. but, sometimes, there are companies who are too quick to sell policies and yet, too slow or others may deny compensation saying such claims are not included in the rider, etc...so, it really pays to understand insurance packages.
ReplyDeleteoh i remember my late tito on this one. :c but yeah it can happen anytime so better be safe than sorry. maybe i should get one for myself now too...
ReplyDelete